Refund & Cancellation Policy

Effective Date: May 2026
Last Updated: May 2026
Applies To: All users of ChannelCow

1. Introduction

This Refund & Cancellation Policy governs all transactions conducted through ChannelCow involving digital creator assets, digital media properties, and related services.

By using ChannelCow, all users acknowledge and agree that digital asset transactions involve unique risks, irreversible ownership transfers, platform dependencies, and intangible property rights.

Accordingly, all refunds, cancellations, reversals, settlements, and dispute outcomes are governed solely by this policy and ChannelCow’s internal review procedures.

2. Nature of Digital Asset Transactions

Users acknowledge and agree that transactions involving digital assets differ significantly from physical goods transactions.

Digital assets may include:

  • YouTube channels
  • Instagram accounts
  • Facebook pages
  • Creator brands
  • Audience-based digital businesses
  • Monetized content properties
  • Social media assets
  • Associated digital intellectual property

Once ownership access, credentials, administrative rights, or control permissions are transferred, reversal may become difficult or impossible.

Due to this nature, all transactions carry inherent risk.

3. General Refund Policy

All completed transactions are generally considered final and non-refundable unless otherwise determined by ChannelCow under this policy.

Refunds are not guaranteed and remain subject to:

  • Internal investigation
  • Verification procedures
  • Evidence review
  • Payment processor limitations
  • Fraud assessment
  • Compliance obligations

ChannelCow reserves sole discretion regarding refund eligibility.

4. Transaction Stages

For policy purposes, transactions may pass through the following stages:

  1. Offer Stage
  2. Payment Stage
  3. Verification Stage
  4. Ownership Transfer Stage
  5. Settlement Review Stage
  6. Final Settlement Completion

Refund eligibility may vary depending on the transaction stage.

5. Cancellation Before Payment

Before payment is completed:

  • Buyers may cancel offers
  • Sellers may reject or decline offers
  • No settlement obligations apply
  • No refund processing is required

ChannelCow may still retain communication or listing records for operational and compliance purposes.

6. Cancellation After Payment but Before Transfer

If payment has been completed but ownership transfer has NOT started:

Refunds or cancellations may be considered where:

  • Seller becomes unresponsive
  • Seller refuses transfer
  • Verification fails
  • Fraud indicators appear
  • Asset ownership cannot be verified
  • Significant listing misrepresentation is discovered

ChannelCow may:

  • Cancel the transaction
  • Reverse payment where technically possible
  • Hold funds during investigation
  • Deduct applicable processing costs

Refund timelines may vary depending on payment processors and banking systems.

7. Ownership Transfer Stage

Once ownership transfer begins, transaction risks increase substantially.

Users acknowledge that during this stage:

  • Credentials may change
  • Administrative access may shift
  • Third-party platform systems may be involved
  • External platform rules may apply
  • Asset control may partially transfer

Accordingly, refund eligibility becomes more restricted.

8. Settlement Review Period

After ownership transfer is completed, the buyer receives a limited settlement review period.

During this period, buyers are responsible for:

  • Verifying account access
  • Confirming ownership control
  • Checking recovery methods
  • Reviewing transferred permissions
  • Confirming agreed deliverables
  • Reviewing associated assets

Failure to raise material issues within the settlement review period may result in automatic settlement completion.

9. Refund Eligible Situations

Refund requests may be considered only in situations such as:

9.1 Proven Fraud

Examples include:

  • Seller does not own the asset
  • Fake or manipulated analytics
  • Fake revenue evidence
  • Stolen account listings
  • Intentional deception

9.2 Failed Ownership Transfer

Examples include:

  • Buyer never receives agreed access
  • Seller abandons transaction
  • Transfer cannot technically complete
  • Asset access remains restricted

9.3 Unauthorized Recovery Attempts

Examples include:

  • Seller attempts to reclaim transferred asset
  • Seller uses recovery methods after transfer
  • Seller reclaims platform control maliciously

9.4 Material Misrepresentation

Examples include:

  • Major undisclosed strikes
  • False monetization claims
  • Fake audience sources
  • Significant policy violations hidden intentionally

Minor performance fluctuations do NOT qualify as material misrepresentation.

10. Non-Refundable Situations

Refunds will NOT be issued for:

10.1 Revenue Decline

ChannelCow does not guarantee future earnings or monetization.

Revenue fluctuations after transfer are the buyer’s responsibility.

10.2 Audience Changes

Natural changes in:

  • Subscribers
  • Engagement
  • Views
  • Audience retention
  • Reach

do not qualify for refunds.

10.3 Platform Policy Actions

Refunds are not provided for:

  • Demonetization
  • Copyright strikes
  • Community guideline strikes
  • Platform bans
  • Suspensions
  • Algorithm changes

especially after settlement completion.

10.4 Buyer Negligence

Refunds will not apply where the buyer:

  • Violates platform policies
  • Mismanages the asset
  • Shares credentials insecurely
  • Fails to secure recovery methods
  • Causes account issues post-transfer

10.5 Change of Mind

Buyer remorse, investment regret, or dissatisfaction unrelated to fraudulent misrepresentation does not qualify for refunds.

10.6 External Platform Risks

Users acknowledge that platforms such as:

maintain independent rules and policies beyond ChannelCow’s control.

Refunds will not apply due to future third-party platform actions.

11. Dispute Submission Process

To request review, buyers must:

  • Submit dispute within allowed timeframe
  • Provide screenshots and evidence
  • Provide communication history if requested
  • Cooperate with investigations
  • Respond to compliance requests promptly

Failure to cooperate may result in denial of the dispute.

12. Investigation Process

ChannelCow may review:

  • Internal transaction records
  • Communication logs
  • Verification calls
  • Login activity
  • Payment records
  • Ownership evidence
  • Technical transfer details
  • Submitted screenshots
  • Third-party platform information where available

ChannelCow reserves the right to request additional information from either party.

13. Temporary Fund Holds

During disputes or investigations, ChannelCow may:

  • Freeze payouts
  • Hold settlements
  • Delay withdrawals
  • Restrict accounts
  • Suspend involved users

until investigations conclude.

14. Partial Refunds

In certain cases, ChannelCow may issue:

  • Partial settlements
  • Split resolutions
  • Conditional refunds
  • Adjusted payouts

where both parties bear partial responsibility.

Such decisions remain at ChannelCow’s sole discretion.

15. Chargebacks & Payment Disputes

Users agree NOT to initiate fraudulent chargebacks.

Unauthorized or abusive chargebacks may result in:

  • Permanent account suspension
  • Fund recovery actions
  • Debt collection efforts
  • Legal reporting
  • Restriction from future transactions

ChannelCow reserves the right to dispute chargebacks with payment processors using transaction evidence.

16. Processing Timelines

Refund timelines may vary depending on:

  • Banking systems
  • Payment processors
  • Compliance reviews
  • Technical limitations
  • Fraud investigations

Estimated timelines provided by support are not guaranteed.

17. Currency Fluctuation Disclaimer

Where international payments are involved:

  • Exchange rate fluctuations may occur
  • Banking conversion fees may apply
  • Processor deductions may apply

ChannelCow is not responsible for currency-related losses.

18. Platform Fees & Processing Charges

Certain fees may remain non-refundable including:

  • Processing charges
  • Verification fees
  • Compliance costs
  • Payment gateway deductions
  • Administrative costs

where permitted by law.

19. Abuse of Refund System

Users attempting to abuse refund systems may face:

  • Account bans
  • Fund restrictions
  • Investigation flags
  • Legal reporting
  • Permanent marketplace restrictions

Examples include:

  • False disputes
  • Fraudulent claims
  • Manipulated screenshots
  • Payment abuse
  • Extortion attempts

20. Final Decision Authority

All refund and dispute decisions made by ChannelCow are final within the Platform ecosystem.

Users may pursue independent legal remedies externally where legally permitted.

21. Limitation of Liability

ChannelCow is not liable for:

  • Business losses
  • Revenue decline
  • Investment losses
  • Audience loss
  • Platform actions
  • Indirect damages
  • Consequential damages

Maximum liability shall not exceed the fees paid directly to ChannelCow for the related transaction.

22. Policy Changes

ChannelCow reserves the right to update this Refund & Cancellation Policy at any time.

Updated policies become effective upon publication on the Platform.

Continued use of the Platform constitutes acceptance of revised policies.

23. Contact Information

For refund or dispute-related inquiries:

Website: ChannelCow

Email: mail@channelcow.com